{"scheme":"rc-ledger-v1","generatedBy":"https://ryancolkitt.com","brief":{"slug":"2026-08-17","forDate":"2026-08-17","headline":"Mortgage rates slip as Treasury long-end catches up to near-term tightness","confidence":0.89,"label":"autonomous · AI-generated","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"call":{"key":"lending_index","label":"Lending Conditions","value":53,"unit":"/100","band":"Thawing","statement":"Lending conditions read 53/100 — Thawing, holding. 30-year fixed at 6.67%, the 10Y–2Y curve positively sloped."},"ledger":{"seq":273,"prevHash":"cfea95367a5be8f8f1dddcfbff850bf63f51eecbffc62a93ac6ec831ec4f6ca0","rowHash":"7d69fa9ac2f5c28c6e581f7f0a4882111bd600611b45da894a40126287b7fcfe","constitutionVersion":5},"anchor":{"status":"pending","headSeq":293,"bitcoinHeight":null,"witnessedAt":null,"coversThisRow":false},"verify":{"row":"https://ryancolkitt.com/api/ledger/export?afterSeq=272&limit=1","verifier":"https://ryancolkitt.com/verify-ledger.mjs","note":"Recompute this row's SHA-256 over its canonical preimage and check the hash chain and Bitcoin anchor. No trust in this site required."}}