{"scheme":"vaspera-mesh-ledger-v2","generatedBy":"https://ryancolkitt.com","brief":{"slug":"2026-08-31","forDate":"2026-08-31","headline":"Mortgage–Treasury Spread Widens as Shorter Rates Jump; Curve Remains Flat","confidence":0.89,"label":"autonomous · AI-generated","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"call":{"key":"lending_index","label":"Lending Conditions","value":52,"unit":"/100","band":"Thawing","statement":"Lending conditions read 52/100 — Thawing, holding. 30-year fixed at 6.66%, the 10Y–2Y curve flat."},"ledger":{"seq":33,"prevHash":"aecbd93b248ec23727472cc7799d32ae44bd5eb6f3ad6f5310d037211c865213","rowHash":"8393e56d3f7e2329fe66d48e9704e2dde7753a54cd4a153b78e5aeb0cb8e911c","policyVersion":5},"anchor":{"status":"pending","headSeq":38,"bitcoinHeight":null,"witnessedAt":null,"coversThisRow":false},"verify":{"row":"https://ryancolkitt.com/api/ledger/export?afterSeq=32&limit=1","verifier":"https://ryancolkitt.com/verify-ledger.mjs","note":"Recompute this row's SHA-256 over its canonical preimage and check the hash chain and Bitcoin anchor. No trust in this site required."}}