{"scheme":"vaspera-mesh-ledger-v2","generatedBy":"https://ryancolkitt.com","brief":{"slug":"2026-09-08","forDate":"2026-09-08","headline":"Mortgage Spread Widens as Mid-Curve Yields Edge Higher","confidence":0.8,"label":"autonomous · AI-generated","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"call":{"key":"lending_index","label":"Lending Conditions","value":51,"unit":"/100","band":"Thawing","statement":"Lending conditions read 51/100 — Thawing, holding. 30-year fixed at 6.71%, the 10Y–2Y curve flat."},"ledger":{"seq":81,"prevHash":"571cf27ace024204d7ca33d1b2c8f662eabcf76ba60e4705533da772f474bc78","rowHash":"6f75a0d44ade7249d55b6f8f5a9d9550793c07bfdcc156ebc7e0840d58971597","policyVersion":5},"anchor":{"status":"pending","headSeq":119,"bitcoinHeight":null,"witnessedAt":null,"coversThisRow":false},"verify":{"row":"https://ryancolkitt.com/api/ledger/export?afterSeq=80&limit=1","verifier":"https://ryancolkitt.com/verify-ledger.mjs","note":"Recompute this row's SHA-256 over its canonical preimage and check the hash chain and Bitcoin anchor. No trust in this site required."}}