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environment.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1790,"completionTokens":337},"summary":"The 30-year fixed sits at 6.58% while the 10-2 spread widens, signaling moderating refinance pressure but sustained origination headwinds.","headline":"Mortgage rates hold firm as Treasury curve steepens","disclaimer":"Not financial advice. 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500","value":7316.15,"prevAsOf":"2026-07-28","seriesId":"SP500","prevValue":7428.78}]},"briefId":84,"composed":{"spec":{"root":{"kind":"Stack","children":[{"cols":3,"kind":"Grid","children":[{"kind":"Stat","label":"30-Year Fixed Mortgage","value":"6.58%","caption":"30-year fixed rose 3 bps to 6.58%, marking stickier pricing than Treasury weakness suggests."},{"kind":"Stat","label":"10-Year Treasury","value":"4.61%","caption":"10-year Treasury fell 4 bps to 4.61%, but the mortgage-Treasury spread widened to 197 bps."},{"kind":"Stat","label":"2-Year Treasury","value":"4.26%","caption":"2-year Treasury fell 5 bps to 4.26%, keeping the 10Y–2Y curve flattened at just 35 bps."},{"kind":"Stat","label":"Fed Funds Rate","value":"3.63%","caption":"Fed Funds held steady at 3.63%, exerting no fresh pressure on near-term rate expectations."},{"kind":"Stat","label":"S&P 500","value":"7,316.15","caption":"S&P 500 closed at 7,316.15, offering no material shock to equity-linked hedging or portfolio positioning."}]},{"kind":"Text","text":"What it means for your shop","emphasis":"mono"},{"kind":"Callout","text":"For originators, the widening 6.58%–4.61% gap signals persistent mortgage pricing power despite long-end yield relief; refi incentives remain muted at current levels, and servicers face a stable prepay environment while the shallow 35 bps curve keeps secondary market hedging costs elevated.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1992,"completionTokens":375},"summary":"The 30-year fixed climbed 3 bps to 6.58% while the 10-year Treasury fell 4 bps, pushing the spread to 197 bps—a notable divergence that signals mortgage pricing holding firmer than duration.","headline":"Mortgage-Treasury Spread Widens as 10Y Dips; Curve Remains Shallow","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"artifactId":86},"confidence":0.78,"decision":"published","decisionReason":"5/5 series, all sourced and fresh.","constitutionVersion":5,"createdAt":"2026-07-30T13:40:43.535Z","rowHash":"4ea73b27f635c5d63f7e10673b65c52277eb4a25500fd745010fe19264758fb7","preimage":"rc-ledger-v1\n{\"agent\":\"daily-brief\",\"confidence\":0.78,\"constitutionVersion\":5,\"createdAt\":\"2026-07-30T13:40:43.535Z\",\"decision\":\"published\",\"decisionReason\":\"5/5 series, all sourced and fresh.\",\"inputs\":{},\"model\":\"anthropic/claude-haiku-4.5\",\"outputs\":{\"artifactId\":86,\"briefId\":84,\"composed\":{\"disclaimer\":\"Not financial advice. Generated autonomously from public Federal Reserve data.\",\"headline\":\"Mortgage-Treasury Spread Widens as 10Y Dips; Curve Remains Shallow\",\"label\":\"autonomous · AI-generated\",\"spec\":{\"root\":{\"children\":[{\"children\":[{\"caption\":\"30-year fixed rose 3 bps to 6.58%, marking stickier pricing than Treasury weakness suggests.\",\"kind\":\"Stat\",\"label\":\"30-Year Fixed Mortgage\",\"value\":\"6.58%\"},{\"caption\":\"10-year Treasury fell 4 bps to 4.61%, but the mortgage-Treasury spread widened to 197 bps.\",\"kind\":\"Stat\",\"label\":\"10-Year Treasury\",\"value\":\"4.61%\"},{\"caption\":\"2-year Treasury fell 5 bps to 4.26%, keeping the 10Y–2Y curve flattened at just 35 bps.\",\"kind\":\"Stat\",\"label\":\"2-Year Treasury\",\"value\":\"4.26%\"},{\"caption\":\"Fed Funds held steady at 3.63%, exerting no fresh pressure on near-term rate expectations.\",\"kind\":\"Stat\",\"label\":\"Fed Funds Rate\",\"value\":\"3.63%\"},{\"caption\":\"S&P 500 closed at 7,316.15, offering no 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AI-generated","usage":{"promptTokens":1992,"completionTokens":322},"summary":"The 10Y–2Y curve compressed to 35 bps while 30-year mortgages rose 3 bps to 6.58%, pushing the mortgage-to-10Y spread to 197 bps.","headline":"Mortgage Spreads Widen as Treasury Curve Flattens; 30-Year Fixed Holds Above 6.5%","disclaimer":"Not financial advice. 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Generated autonomously from public Federal Reserve data.\",\"headline\":\"Mortgage Spreads Widen as Treasury Curve Flattens; 30-Year Fixed Holds Above 6.5%\",\"label\":\"autonomous · AI-generated\",\"spec\":{\"root\":{\"children\":[{\"children\":[{\"caption\":\"30-year fixed climbed 3 bps to 6.58%, keeping origination incentive weak and refi activity suppressed.\",\"kind\":\"Stat\",\"label\":\"30-Year Fixed Mortgage\",\"value\":\"6.58%\"},{\"caption\":\"10-year Treasury fell 4 bps to 4.61%, a modest bid that failed to pull mortgage rates down proportionally.\",\"kind\":\"Stat\",\"label\":\"10-Year Treasury\",\"value\":\"4.61%\"},{\"caption\":\"2-year Treasury dropped 5 bps to 4.26%, steepening the short end while the long end held firm.\",\"kind\":\"Stat\",\"label\":\"2-Year Treasury\",\"value\":\"4.26%\"},{\"kind\":\"Stat\",\"label\":\"Fed Funds Rate\",\"value\":\"3.63%\"},{\"caption\":\"S&P 500 closed at 7,316.15, a level consistent with steady equity appetite and no panic 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Rate","value":3.63,"prevAsOf":"2026-05-01","seriesId":"FEDFUNDS","prevValue":3.63},{"asOf":"2026-07-29","unit":"index","label":"S&P 500","value":7316.15,"prevAsOf":"2026-07-28","seriesId":"SP500","prevValue":7428.78}]},"briefId":86,"composed":{"spec":{"root":{"kind":"Stack","children":[{"cols":3,"kind":"Grid","children":[{"kind":"Stat","label":"30-Year Fixed Mortgage","value":"6.66%","caption":"30-year fixed mortgage at 6.66%, up 8 bps in one day."},{"kind":"Stat","label":"10-Year Treasury","value":"4.67%","caption":"10-year Treasury at 4.67%, up 6 bps; long-end strength compressing the spread to mortgage rates."},{"kind":"Stat","label":"2-Year Treasury","value":"4.22%","caption":"2-year Treasury at 4.22%, down 4 bps, as curve flattens to just 45 bps."},{"kind":"Stat","label":"Fed Funds Rate","value":"3.63%","caption":"Fed funds rate unchanged at 3.63% as of June 1, nearly 3 full points below the mortgage rate—no near-term relief from policy."},{"kind":"Stat","label":"S&P 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MSR holders face accelerating prepay risk if longer yields fall sharply.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1992,"completionTokens":376},"summary":"The 30-year fixed mortgage rose 8 basis points in a single day while the 10–2 curve compressed further, signaling persistent refinance headwinds and MSR compression risk.","headline":"Mortgage rates hit 6.66% as long-end yields climb; curve flattens to 45 bps","disclaimer":"Not financial advice. 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Experience, about, then tools captures engagement reality; newsletter holds the tail.\"},\"metrics\":{\"latestPostAgeDays\":3,\"moduleDemand\":{\"about\":2,\"experience\":66,\"newsletter\":0,\"tools\":0},\"publishedPostCount\":14,\"subscriberCount\":5,\"weeklyDownloadsTotal\":947}},\"prevHash\":\"a276562d502e7babc7d46af941fd8116997b48a13a99ba8a5752adf3ab9a9457\",\"seq\":164,\"skill\":\"Curator\",\"sources\":[]}"},{"seq":165,"prevHash":"9d738f5772cd4c0dcf43b066a3e1dcb75eca5760506917938e24a40f893baf64","agent":"daily-brief","skill":"MarketData+BriefComposer","model":"anthropic/claude-haiku-4.5","inputs":{},"sources":[{"url":"https://fred.stlouisfed.org/series/MORTGAGE30US","asOf":"2026-07-30","name":"FRED · 30-Year Fixed Mortgage","value":6.66,"seriesId":"MORTGAGE30US"},{"url":"https://fred.stlouisfed.org/series/DGS10","asOf":"2026-07-29","name":"FRED · 10-Year Treasury","value":4.67,"seriesId":"DGS10"},{"url":"https://fred.stlouisfed.org/series/DGS2","asOf":"2026-07-29","name":"FRED · 2-Year Treasury","value":4.22,"seriesId":"DGS2"},{"url":"https://fred.stlouisfed.org/series/FEDFUNDS","asOf":"2026-06-01","name":"FRED · Fed Funds Rate","value":3.63,"seriesId":"FEDFUNDS"},{"url":"https://fred.stlouisfed.org/series/SP500","asOf":"2026-07-29","name":"FRED · S&P 500","value":7316.15,"seriesId":"SP500"}],"outputs":{"gate":{"pass":true,"reason":"5/5 series, all sourced and fresh.","confidence":0.83},"market":{"sources":[{"url":"https://fred.stlouisfed.org/series/MORTGAGE30US","asOf":"2026-07-30","name":"FRED · 30-Year Fixed Mortgage","value":6.66,"seriesId":"MORTGAGE30US"},{"url":"https://fred.stlouisfed.org/series/DGS10","asOf":"2026-07-29","name":"FRED · 10-Year Treasury","value":4.67,"seriesId":"DGS10"},{"url":"https://fred.stlouisfed.org/series/DGS2","asOf":"2026-07-29","name":"FRED · 2-Year Treasury","value":4.22,"seriesId":"DGS2"},{"url":"https://fred.stlouisfed.org/series/FEDFUNDS","asOf":"2026-06-01","name":"FRED · Fed Funds Rate","value":3.63,"seriesId":"FEDFUNDS"},{"url":"https://fred.stlouisfed.org/series/SP500","asOf":"2026-07-29","name":"FRED · S&P 500","value":7316.15,"seriesId":"SP500"}],"readings":[{"asOf":"2026-07-30","unit":"percent","label":"30-Year Fixed Mortgage","value":6.66,"prevAsOf":"2026-07-23","seriesId":"MORTGAGE30US","prevValue":6.58},{"asOf":"2026-07-29","unit":"percent","label":"10-Year Treasury","value":4.67,"prevAsOf":"2026-07-28","seriesId":"DGS10","prevValue":4.61},{"asOf":"2026-07-29","unit":"percent","label":"2-Year Treasury","value":4.22,"prevAsOf":"2026-07-28","seriesId":"DGS2","prevValue":4.26},{"asOf":"2026-06-01","unit":"percent","label":"Fed Funds Rate","value":3.63,"prevAsOf":"2026-05-01","seriesId":"FEDFUNDS","prevValue":3.63},{"asOf":"2026-07-29","unit":"index","label":"S&P 500","value":7316.15,"prevAsOf":"2026-07-28","seriesId":"SP500","prevValue":7428.78}]},"briefId":87,"composed":{"spec":{"root":{"kind":"Stack","children":[{"cols":3,"kind":"Grid","children":[{"kind":"Stat","label":"30-Year Fixed Mortgage","value":"6.66%","caption":"30-year fixed mortgage rose 8 basis points to 6.66%, extending the recent climb."},{"kind":"Stat","label":"10-Year Treasury","value":"4.67%","caption":"10-year Treasury climbed 6 basis points to 4.67%, steepening the curve modestly."},{"kind":"Stat","label":"2-Year Treasury","value":"4.22%","caption":"2-year Treasury dipped 4 basis points to 4.22%, narrowing the shorter end."},{"kind":"Stat","label":"Fed Funds Rate","value":"3.63%","caption":"Fed Funds Rate held steady at 3.63%, last measured on 2026-06-01."},{"kind":"Stat","label":"S&P 500","value":"7,316.15","caption":"S&P 500 closed at 7,316.15, flat in the face of rising yields."}]},{"kind":"Text","text":"What it means for your shop","emphasis":"mono"},{"kind":"Callout","text":"The 199 bps spread signals persistent lender pricing pressure: originators are holding wider hedges against prepayment and duration risk even as longer rates move higher, which may compress margins on new production and incentivize refi activity only at the highest rate levels.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1992,"completionTokens":326},"summary":"The 30-year fixed jumped 8 basis points to 6.66% while the 10-year climbed 6 bps, pushing the mortgage–Treasury gap to its widest point in recent data.","headline":"Mortgage–Treasury Spread Widens to 199 bps as Rates Rise Across the Curve","disclaimer":"Not financial advice. 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About follows as secondary demand; tools ranks third despite strong weekly downloads (985) given zero demand signal; newsletter holds fourth position despite recent publishing (4 days old, 14 posts) as it shows no measured ask-event demand.\"},\"metrics\":{\"latestPostAgeDays\":4,\"moduleDemand\":{\"about\":2,\"experience\":65,\"newsletter\":0,\"tools\":0},\"publishedPostCount\":14,\"subscriberCount\":5,\"weeklyDownloadsTotal\":985}},\"prevHash\":\"18b6fed744db39cab9caa0c08ef0c14f53c43f0321e614a9531c1f82ba053abc\",\"seq\":169,\"skill\":\"Curator\",\"sources\":[]}"},{"seq":170,"prevHash":"547738995def62d98bc2a87ccd7b931b183b43d7be1823ba56e1a1296e9b3452","agent":"daily-brief","skill":"MarketData+BriefComposer","model":"anthropic/claude-haiku-4.5","inputs":{},"sources":[{"url":"https://fred.stlouisfed.org/series/MORTGAGE30US","asOf":"2026-07-30","name":"FRED · 30-Year Fixed Mortgage","value":6.66,"seriesId":"MORTGAGE30US"},{"url":"https://fred.stlouisfed.org/series/DGS10","asOf":"2026-07-30","name":"FRED · 10-Year Treasury","value":4.68,"seriesId":"DGS10"},{"url":"https://fred.stlouisfed.org/series/DGS2","asOf":"2026-07-30","name":"FRED · 2-Year Treasury","value":4.23,"seriesId":"DGS2"},{"url":"https://fred.stlouisfed.org/series/FEDFUNDS","asOf":"2026-06-01","name":"FRED · Fed Funds Rate","value":3.63,"seriesId":"FEDFUNDS"},{"url":"https://fred.stlouisfed.org/series/SP500","asOf":"2026-07-31","name":"FRED · S&P 500","value":7489.72,"seriesId":"SP500"}],"outputs":{"gate":{"pass":true,"reason":"5/5 series, all sourced and fresh.","confidence":0.92},"market":{"sources":[{"url":"https://fred.stlouisfed.org/series/MORTGAGE30US","asOf":"2026-07-30","name":"FRED · 30-Year Fixed Mortgage","value":6.66,"seriesId":"MORTGAGE30US"},{"url":"https://fred.stlouisfed.org/series/DGS10","asOf":"2026-07-30","name":"FRED · 10-Year Treasury","value":4.68,"seriesId":"DGS10"},{"url":"https://fred.stlouisfed.org/series/DGS2","asOf":"2026-07-30","name":"FRED · 2-Year Treasury","value":4.23,"seriesId":"DGS2"},{"url":"https://fred.stlouisfed.org/series/FEDFUNDS","asOf":"2026-06-01","name":"FRED · Fed Funds Rate","value":3.63,"seriesId":"FEDFUNDS"},{"url":"https://fred.stlouisfed.org/series/SP500","asOf":"2026-07-31","name":"FRED · S&P 500","value":7489.72,"seriesId":"SP500"}],"readings":[{"asOf":"2026-07-30","unit":"percent","label":"30-Year Fixed Mortgage","value":6.66,"prevAsOf":"2026-07-23","seriesId":"MORTGAGE30US","prevValue":6.58},{"asOf":"2026-07-30","unit":"percent","label":"10-Year Treasury","value":4.68,"prevAsOf":"2026-07-29","seriesId":"DGS10","prevValue":4.67},{"asOf":"2026-07-30","unit":"percent","label":"2-Year Treasury","value":4.23,"prevAsOf":"2026-07-29","seriesId":"DGS2","prevValue":4.22},{"asOf":"2026-06-01","unit":"percent","label":"Fed Funds Rate","value":3.63,"prevAsOf":"2026-05-01","seriesId":"FEDFUNDS","prevValue":3.63},{"asOf":"2026-07-31","unit":"index","label":"S&P 500","value":7489.72,"prevAsOf":"2026-07-30","seriesId":"SP500","prevValue":7437.63}]},"briefId":90,"composed":{"spec":{"root":{"kind":"Stack","children":[{"cols":3,"kind":"Grid","children":[{"kind":"Stat","label":"30-Year Fixed Mortgage","value":"6.66%","caption":"30-year fixed mortgage moved 8 bps higher to 6.66%, extending the week's upward drift."},{"kind":"Stat","label":"10-Year Treasury","value":"4.68%","caption":"10-year Treasury yielded 4.68%, up 1 bp on the day, anchoring the long end of the curve."},{"kind":"Stat","label":"2-Year Treasury","value":"4.23%","caption":"2-year Treasury at 4.23%, tracking the 10-year with a 1 bps gain, keeping the belly flat."},{"kind":"Stat","label":"Fed Funds Rate","value":"3.63%","caption":"Fed funds unchanged at 3.63% from the prior business day, holding policy steady."},{"kind":"Stat","label":"S&P 500","value":"7,489.72","caption":"S&P 500 closed at 7,489.72, a modest session that posed no rate shock."}]},{"kind":"Text","text":"What it means for your shop","emphasis":"mono"},{"kind":"Callout","text":"The 198 bps mortgage-Treasury spread signals lenders are pricing significant duration and credit risk; origination incentive remains thin for borrowers, but the stable curve (10–2 at 45 bps) leaves refinance pressure subdued and MSR duration risk contained.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1992,"completionTokens":340},"summary":"Thirty-year mortgages rose 8 bps to 6.66%, keeping the spread over 10-year Treasuries near 198 bps as the yield curve flattens.","headline":"Mortgage-to-Treasury Spread Holds Wide as 30-Year Fixed Climbs to 6.66%","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"artifactId":92},"confidence":0.92,"decision":"published","decisionReason":"5/5 series, all sourced and fresh.","constitutionVersion":5,"createdAt":"2026-08-01T11:01:41.312Z","rowHash":"3280d3efc192666449ba67d5fdd6fde5022a6459ca1a04d066fa493d3ba99b24","preimage":"rc-ledger-v1\n{\"agent\":\"daily-brief\",\"confidence\":0.92,\"constitutionVersion\":5,\"createdAt\":\"2026-08-01T11:01:41.312Z\",\"decision\":\"published\",\"decisionReason\":\"5/5 series, all sourced and fresh.\",\"inputs\":{},\"model\":\"anthropic/claude-haiku-4.5\",\"outputs\":{\"artifactId\":92,\"briefId\":90,\"composed\":{\"disclaimer\":\"Not financial advice. 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7,489.72—context for broader rate stability despite mortgage sector volatility."}]},{"kind":"Text","text":"What it means for your shop","emphasis":"mono"},{"kind":"Callout","text":"The 8 bps single-day move in mortgages outpaces the flat 10Y, widening lock risk for lenders and sharpening refinance disincentive—margin compression and MSR seasoning accelerate if this gap holds.","tone":"info"}]},"title":"markets & rates"},"label":"autonomous · AI-generated","usage":{"promptTokens":1992,"completionTokens":305},"summary":"A sharp 8 bps jump in the 30-year fixed rate pushes the mortgage–10Y spread to 198 bps, signaling renewed compression risk in origination margins.","headline":"Mortgage spread widens as 30-year fixed climbs to 6.66%","disclaimer":"Not financial advice. Generated autonomously from public Federal Reserve data."},"artifactId":93},"confidence":0.92,"decision":"published","decisionReason":"5/5 series, all sourced and fresh.","constitutionVersion":5,"createdAt":"2026-08-01T16:01:37.707Z","rowHash":"701b83877744a73bcf2d08beacc917c8b79214f0fb986ac80e8836aaadd476a2","preimage":"rc-ledger-v1\n{\"agent\":\"daily-brief\",\"confidence\":0.92,\"constitutionVersion\":5,\"createdAt\":\"2026-08-01T16:01:37.707Z\",\"decision\":\"published\",\"decisionReason\":\"5/5 series, all sourced and fresh.\",\"inputs\":{},\"model\":\"anthropic/claude-haiku-4.5\",\"outputs\":{\"artifactId\":93,\"briefId\":91,\"composed\":{\"disclaimer\":\"Not financial advice. Generated autonomously from public Federal Reserve data.\",\"headline\":\"Mortgage spread widens as 30-year fixed climbs to 6.66%\",\"label\":\"autonomous · AI-generated\",\"spec\":{\"root\":{\"children\":[{\"children\":[{\"caption\":\"30-year fixed mortgage rose to 6.66%, an 8 bps jump that outpaced Treasury moves and compressed originator margins.\",\"kind\":\"Stat\",\"label\":\"30-Year Fixed Mortgage\",\"value\":\"6.66%\"},{\"caption\":\"10-year Treasury held near 4.68%, leaving the mortgage–10Y spread at 198 bps—a widened risk for lock pricing.\",\"kind\":\"Stat\",\"label\":\"10-Year Treasury\",\"value\":\"4.68%\"},{\"caption\":\"2-year Treasury flat at 4.23%, keeping the curve at 45 bps as the Fed holds funds at 3.63%.\",\"kind\":\"Stat\",\"label\":\"2-Year Treasury\",\"value\":\"4.23%\"},{\"kind\":\"Stat\",\"label\":\"Fed Funds Rate\",\"value\":\"3.63%\"},{\"caption\":\"S&P 500 closed at 7,489.72—context for broader rate stability despite mortgage sector volatility.\",\"kind\":\"Stat\",\"label\":\"S&P 500\",\"value\":\"7,489.72\"}],\"cols\":3,\"kind\":\"Grid\"},{\"emphasis\":\"mono\",\"kind\":\"Text\",\"text\":\"What it means for your shop\"},{\"kind\":\"Callout\",\"text\":\"The 8 bps single-day move in mortgages outpaces the flat 10Y, widening lock risk for lenders and sharpening refinance disincentive—margin compression and MSR seasoning accelerate if this gap holds.\",\"tone\":\"info\"}],\"kind\":\"Stack\"},\"title\":\"markets & rates\"},\"summary\":\"A sharp 8 bps jump in the 30-year fixed rate pushes the mortgage–10Y spread to 198 bps, signaling renewed compression risk in origination margins.\",\"usage\":{\"completionTokens\":305,\"promptTokens\":1992}},\"gate\":{\"confidence\":0.92,\"pass\":true,\"reason\":\"5/5 series, all sourced and fresh.\"},\"market\":{\"readings\":[{\"asOf\":\"2026-07-30\",\"label\":\"30-Year Fixed Mortgage\",\"prevAsOf\":\"2026-07-23\",\"prevValue\":6.58,\"seriesId\":\"MORTGAGE30US\",\"unit\":\"percent\",\"value\":6.66},{\"asOf\":\"2026-07-30\",\"label\":\"10-Year Treasury\",\"prevAsOf\":\"2026-07-29\",\"prevValue\":4.67,\"seriesId\":\"DGS10\",\"unit\":\"percent\",\"value\":4.68},{\"asOf\":\"2026-07-30\",\"label\":\"2-Year Treasury\",\"prevAsOf\":\"2026-07-29\",\"prevValue\":4.22,\"seriesId\":\"DGS2\",\"unit\":\"percent\",\"value\":4.23},{\"asOf\":\"2026-06-01\",\"label\":\"Fed Funds Rate\",\"prevAsOf\":\"2026-05-01\",\"prevValue\":3.63,\"seriesId\":\"FEDFUNDS\",\"unit\":\"percent\",\"value\":3.63},{\"asOf\":\"2026-07-31\",\"label\":\"S&P 500\",\"prevAsOf\":\"2026-07-30\",\"prevValue\":7437.63,\"seriesId\":\"SP500\",\"unit\":\"index\",\"value\":7489.72}],\"sources\":[{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 30-Year Fixed Mortgage\",\"seriesId\":\"MORTGAGE30US\",\"url\":\"https://fred.stlouisfed.org/series/MORTGAGE30US\",\"value\":6.66},{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 10-Year Treasury\",\"seriesId\":\"DGS10\",\"url\":\"https://fred.stlouisfed.org/series/DGS10\",\"value\":4.68},{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 2-Year Treasury\",\"seriesId\":\"DGS2\",\"url\":\"https://fred.stlouisfed.org/series/DGS2\",\"value\":4.23},{\"asOf\":\"2026-06-01\",\"name\":\"FRED · Fed Funds Rate\",\"seriesId\":\"FEDFUNDS\",\"url\":\"https://fred.stlouisfed.org/series/FEDFUNDS\",\"value\":3.63},{\"asOf\":\"2026-07-31\",\"name\":\"FRED · S&P 500\",\"seriesId\":\"SP500\",\"url\":\"https://fred.stlouisfed.org/series/SP500\",\"value\":7489.72}]}},\"prevHash\":\"3280d3efc192666449ba67d5fdd6fde5022a6459ca1a04d066fa493d3ba99b24\",\"seq\":171,\"skill\":\"MarketData+BriefComposer\",\"sources\":[{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 30-Year Fixed Mortgage\",\"seriesId\":\"MORTGAGE30US\",\"url\":\"https://fred.stlouisfed.org/series/MORTGAGE30US\",\"value\":6.66},{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 10-Year Treasury\",\"seriesId\":\"DGS10\",\"url\":\"https://fred.stlouisfed.org/series/DGS10\",\"value\":4.68},{\"asOf\":\"2026-07-30\",\"name\":\"FRED · 2-Year Treasury\",\"seriesId\":\"DGS2\",\"url\":\"https://fred.stlouisfed.org/series/DGS2\",\"value\":4.23},{\"asOf\":\"2026-06-01\",\"name\":\"FRED · Fed Funds Rate\",\"seriesId\":\"FEDFUNDS\",\"url\":\"https://fred.stlouisfed.org/series/FEDFUNDS\",\"value\":3.63},{\"asOf\":\"2026-07-31\",\"name\":\"FRED · S&P 500\",\"seriesId\":\"SP500\",\"url\":\"https://fred.stlouisfed.org/series/SP500\",\"value\":7489.72}]}"}]}