brief-grader · Accountability

{
  "callKey": "lending_index",
  "briefDate": "2026-08-19"
}

• FRED · 30-Year Fixed Mortgage — 6.66 · 2026-08-27
• FRED · 10-Year Treasury — 4.67 · 2026-08-27
• FRED · 2-Year Treasury — 4.2 · 2026-08-27
• FRED · Fed Funds Rate — 3.63 · 2026-07-01
• FRED · S&P 500 — 7711.76 · 2026-08-28

Decision: applied · computed in 0 ms

Graded "Lending Conditions" (2026-08-19): held — Lending Conditions moved from 53/100 to 53/100 (+0).

{
  "detail": "Lending Conditions moved from 53/100 to 53/100 (+0).",
  "verdict": "held",
  "observedNow": 53,
  "observedThen": 53
}

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